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Purchase Guidance

Step 1: Introduction meeting

During the introduction meeting, we introduce you to our team of specialists and we get to know eachother a little bit better. What are you exactly looking for and how can we best help you achieve it. 

  • Together we determine the search criteria
  • If it feels right on both sides we start scanning the market for you!

Step 2: Market scan

Based on your search criteria and budget, we scan the entire market for you, including properties listed with other agencies.

We invest in innovative scraping software, manually search portals and websites, and include relevant off-market opportunities.

Based on our local knowledge and your feedback together we filter the list down to 5-10 properties that might actually be it. 

  • Together we set a data the next time your are on the island.
  • Thorough market scan based on your search criteria and budget. Including off market properties, exclusive listings and houses listed by other agencies. 

Step 3:Visit preparation

Once we’ve narrowed down the shortlist of interesting properties, we’ll follow up with all homeowners and agencies. We gather all relevant information and brief you in advance, so you know exactly what to expect. Then, we’ll create a smooth, well-structured schedule for your visit to the island. We’ll plan a few focused days where we visit all selected properties together.

Step 4: VIiewing day!

This day is the most exciting and intensive day! You will meet for a coffee and discuss the properties we will visit together. The detailed planning will be shared with you and once we are ready to hit the road together we will visit all properties. 

During the visits, we ask the right questions you might not have though about. For example we will check legal and zoning details (like land classification to avoid blocked views), and giving you honest insights into the surroundings, opportunities, and potential risks.

We’ll tell you when it’s a great opportunity, and also definitely when it’s not. We will find a nice spot, have a nice lunch or dinner and we will evaluate the properties we saw.

Step 5: Negotiating & closing

Once we’ve found the right property, our purchase guidance team will support you with a clear acquisition strategy.

We’ll discuss the approach with you in advance and lead the negotiations on your behalf to secure the best possible deal.

Once the price is agreed, we’ll involve our lawyer to prepare the necessary contracts (Reservation, Arras, and Purchase Agreement).

We’ll book the notary on your behalf and ensure both legal and technical due diligence are carried out properly.

From offer to closing, we take care of everything.

Step 6: We welcome you to the HOMZ family

Once the deed is done, we welcome you to the HOMZ family. Part of the HOMZ family, you’ll have access to our in-house concierge services.

Need someone to book your favourite restaurant? No problem. Looking for a reliable boat charter, gardener, or cleaner? We’ll connect you with up to three trusted contacts, or take care of the arrangements for you.

We are there for you like family:).

What our clients say

Frequently Asked Questions

We have summed up the most frequently asked questions by our customers to give you quick access. However, dont hesitate to just give us a call. We are happy to help you. 

You’ll need to have funds available (either cash or a mortgage pre-approval), obtain a Spanish NIE number (foreigner identification), and open a Spanish bank account to manage transactions and payments.

  • Nie Number
  • Spanish Bank Account
  • Fund available

Once the desired property is found, it typically takes between 4 to 8 weeks from offer acceptance to closing, depending on the complexity of the transaction, due diligence, whether a mortgage is needed, and if you are a cash buyer or not. Consult one of our agents to check in your situation. 

It’s highly recommended to hire a local lawyer experienced in Ibiza real estate to guide you through legal checks, contracts, and paperwork. We work closely with our Laywer Els. She helps you set up the right contracts, avoid costly mistakes and guides you legally. There is no kick back fee, this is just service to you. 

Yes, as a foreigner, you can obtain a mortgage in Spain.
Typically, Spanish banks offer mortgages of up to 70% of the property’s value, meaning you’ll need to contribute at least 30% from your own funds.

In addition, be aware of the purchase-related costs (such as taxes, notary fees, and registration), which usually add up to around 10–14% of the purchase price.

For newly built properties, a fixed 10% VAT (IVA) applies.

For resale properties, the transfer tax (ITP) is applied on a sliding scale based on the property value, ranging from 8% to 14%.

Make sure to prepare all necessary documentation and compare offers from different banks or mortgage brokers. Through our network, we can connect you with trusted professionals offering the best rates and guidance for your situation.

Are you curious about the tax on a specific object or do you want to know more? Get in touch and we will walk through it together. 

Due diligence includes verifying the property’s legal status, planning permissions, outstanding debts, and technical inspections

Before we make any offer, we do a full market comparison. We benchmark similar properties, check recent sales, and evaluate the location, views, size, and condition. This way, you know exactly what a property is really worth.

Thanks to our experience and valuation tools, we spot overpriced listings fast and help you negotiate the right deal. Smart offers. No surprises. No bad deals. 

Our team strives to get back to you immediately. We will reach out to you latest 48 hours. 

When purchasing a property on Ibiza, you should budget an additional 8% to 14% on top of the purchase price to cover taxes, legal fees, and other related costs.

These costs vary depending on whether the property is newly built or a resale.

New build property:

  • 10% VAT (IVA) – FIXED

  • 1.5% Stamp Duty (AJD)

  • 0.5-1% Notary & Land Registry fees

  • 1% Lawyer fees

Total costs: approx. 10% – 14%

Resale Property:

  • 8%–13% Transfer Tax (ITP) – Staffel

  • 0.5-1% Notary & Land Registry fees

  • 1% Lawyer fees

Total costs: approx. 8% – 14%

Are you curious about the exact costs of your property or do you want to get more insights on your situation? Get in touch.

If we determine we’re the right fit during our introduction call, and we have your full commitment, our team gets to work that same day.

Within 5 business days, you’ll receive a curated list of properties that match your criteria. Within 2 weeks, we’ll deliver a complete market scan, including on- and off-market opportunities across the island.

We move fast for you. Because the best deals don’t wait.

OUR RESULTS

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